{"id":220,"date":"2024-10-14T21:12:30","date_gmt":"2024-10-14T21:12:30","guid":{"rendered":"http:\/\/vsluxurymotors.com\/?page_id=220"},"modified":"2025-01-28T07:47:34","modified_gmt":"2025-01-28T07:47:34","slug":"insurance-requirements","status":"publish","type":"page","link":"https:\/\/vsluxurymotors.com\/?page_id=220","title":{"rendered":"Insurance Requirements"},"content":{"rendered":"

[et_pb_section fb_built=”1″ module_class=”ins-req-hero-sec black-overlay bg-center-mob” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#000000″ background_image=”https:\/\/vsluxurymotors.com\/wp-content\/uploads\/2024\/11\/RR-CulKirillSamarits0029.png” background_size=”initial” background_position=”top_right” width=”100%” min_height=”764px” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” width=”100%” max_width=”50%” max_width_tablet=”2560%” max_width_phone=”2560%” max_width_last_edited=”on|tablet” custom_margin=”|-14px||0px|false|false” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Insurance Requirements” _builder_version=”4.27.4″ _module_preset=”default” title_font=”||||||||” title_text_align=”left” title_text_color=”#FFFFFF” title_font_size=”72px” title_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” max_width=”600px” custom_margin=”||||false|false” custom_padding=”|0px||0px|false|false” custom_padding_tablet=”|0px||7px|false|false” custom_padding_phone=”|||0px|false|false” custom_padding_last_edited=”on|phone” title_text_align_tablet=”center” title_text_align_phone=”center” title_text_align_last_edited=”on|tablet” title_text_color_tablet=”#ffffff” title_text_color_phone=”#FFFFFF” title_text_color_last_edited=”on|phone” title_font_size_tablet=”72px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_line_height_tablet=”1.2em” title_line_height_phone=”1.5em” title_line_height_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”||||||||” text_text_color=”#000000″ text_font_size=”18px” header_text_color=”#FFFFFF” width=”100%” max_width=”600px” custom_padding=”||||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”|0px||0px|false|true” custom_padding_last_edited=”on|phone” text_text_color_tablet=”#FFFFFF” text_text_color_phone=”#FFFFFF” text_text_color_last_edited=”on|phone” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

Insurance seems like laborious paperwork,<\/span>
but is critical for a successful reservation.<\/span><\/p>\n

Your dedicated concierge will handle as<\/span>
much of the paperwork as possible on your behalf.<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_class=”ins-process-sec” _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.2″ _module_preset=”default” width=”100%” custom_padding_tablet=”” custom_padding_phone=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Insurance Process:” _builder_version=”4.27.2″ _module_preset=”default” title_font=”||||||||” title_text_align=”center” title_text_color=”#000000″ title_font_size=”45px” custom_margin=”||||false|false” custom_padding=”||||false|false” title_font_size_tablet=”45px” title_font_size_phone=”24px” title_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.4″ _module_preset=”default” width=”100%” custom_margin=”||||false|false” custom_padding=”6px|||||” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”1_3″ _builder_version=”4.27.2″ _module_preset=”default” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_heading title=”Step 1″ _builder_version=”4.27.2″ _module_preset=”default” title_font=”|600|||||||” title_text_color=”#000000″ title_font_size=”48px” custom_margin=”||10px||false|false” title_font_size_tablet=”48px” title_font_size_phone=”32px” title_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_font=”||||||||” text_text_color=”#000000″ text_font_size=”18px” text_line_height=”1.8em” custom_padding=”||||false|false” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Send your concierge a copy of your insurance card.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” transform_translate_linked=”off” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_heading title=”Step 2″ _builder_version=”4.27.4″ _module_preset=”default” title_font=”|600|||||||” title_text_color=”#000000″ title_font_size=”48px” min_height=”0px” custom_margin=”||10px||false|false” hover_enabled=”0″ title_font_size_tablet=”48px” title_font_size_phone=”32px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset3″ global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_heading][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_font=”||||||||” text_text_color=”#000000″ text_font_size=”18px” text_line_height=”1.8em” custom_padding=”||||false|false” text_font_size_tablet=”18px” text_font_size_phone=”15px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

We\u2019ll complete the needed paperwork with your insurance provider on your behalf.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Step 3″ _builder_version=”4.27.2″ _module_preset=”default” title_font=”|600|||||||” title_text_color=”#000000″ title_font_size=”48px” min_height=”43px” custom_margin=”||10px||false|false” title_font_size_tablet=”48px” title_font_size_phone=”32px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset3″ global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_font=”||||||||” text_text_color=”#000000″ text_font_size=”18px” text_line_height=”1.8em” custom_padding=”||||false|false” text_font_size_tablet=”18px” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

If there are any adjustments needed we\u2019ll prepare this with your insurance provider and have you call in to verify the changes<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.2″ _module_preset=”default” background_image=”https:\/\/vsluxurymotors.com\/wp-content\/uploads\/2024\/10\/32wd.jpg” min_height=”891px” global_colors_info=”{}”][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.2″ _module_preset=”default” background_color=”#000000″ global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.2″ _module_preset=”default” custom_padding_tablet=”” custom_padding_phone=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”No Automative Insurance ” _builder_version=”4.27.2″ _module_preset=”default” title_font=”||||||||” title_text_align=”center” title_text_color=”#FFFFFF” title_font_size=”40px” title_font_size_tablet=”40px” title_font_size_phone=”24px” title_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_font=”||||||||” text_text_color=”#FFFFFF” text_font_size=”20px” text_font_size_tablet=”20px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

New Policy<\/p>\n

Your concierge may help you through the creation of a new policy in partnership with one of our top trusted vendors.<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_font=”||||||||” text_text_color=”#FFFFFF” text_font_size=”20px” text_font_size_tablet=”20px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Primary Driver Addition<\/strong><\/p>\n

If you don\u2019t have a qualifying auto insurance policy but a friend or family member does, you may be able to add yourself as a primary driver<\/em> to their policy.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_text=”Speak with Concierge” button_alignment=”center” module_class=”common-btn” _builder_version=”4.27.4″ _module_preset=”default” custom_button=”on” button_text_color=”#000000″ button_bg_color=”#FFFFFF” button_border_width=”2px” button_border_color=”#FFFFFF” button_border_radius=”26px” button_use_icon=”off” custom_padding=”||||false|false” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.2″ _module_preset=”default” background_enable_color=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Qualifying Insurance” _builder_version=”4.27.2″ _module_preset=”default” title_font=”|700|||||||” title_text_align=”center” title_text_color=”#000000″ title_font_size=”42px” title_font_size_tablet=”42px” title_font_size_phone=”24px” title_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”18px” text_line_height=”1.5em” header_text_color=”#FFFFFF” text_orientation=”center” custom_margin=”||18px||false|false” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Full-Coverage: <\/strong>To qualify your insurance must include <\/span>comprehensive<\/strong> <\/span>collision<\/strong> and <\/span>liability coverage<\/strong>.<\/span>
<\/strong><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”18px” text_line_height=”1.5em” text_orientation=”center” custom_margin=”||18px||false|false” global_colors_info=”{}”]<\/p>\n

Rental Coverage: Your Insurance must provide rental coverage for the specific vehicle you\u2019re looking to reserve.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”18px” text_orientation=”center” custom_margin=”||18px||false|false” custom_padding=”0px||0px||false|false” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”” text_line_height_phone=”1.8em” text_line_height_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

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Limits and Minimums: <\/strong>Your insurance must meet the minimum coverage amounts for the vehicle you reserve which start at $100,000 \/ $300,000 Though some vehicles have higher minimums. You can see the minimum coverage for your vehicle on the website page.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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[\/et_pb_text][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”18px” text_line_height=”1.5em” text_orientation=”center” custom_margin=”||18px||false|false” custom_padding=”0px||||false|false” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.5em” text_line_height_phone=”1.8em” text_line_height_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”18px” text_line_height=”1.5em” text_orientation=”center” custom_margin=”||18px||false|false” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Short-Term Auto Insurance: <\/strong>The providers and policies of Short-Term Insurance tend to be low quality and do not qualify as adequate Insurance. <\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_class=”ins-req-hero-sec black-overlay insurance-process-sec” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https:\/\/vsluxurymotors.com\/wp-content\/uploads\/2024\/11\/Porche-911-TSKirillSamarits0038.png” width=”100%” min_height=”764px” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” width=”100%” max_width=”100%” max_width_tablet=”95%” max_width_phone=”95%” max_width_last_edited=”on|tablet” custom_margin=”|auto||0px|false|false” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_font=”|700|||||||” text_text_color=”#FFFFFF” text_font_size=”35px” text_line_height=”1.2em” text_orientation=”center” width=”100%” max_width=”600px” custom_padding=”||||false|false” text_text_color_tablet=”#ffffff” text_text_color_phone=”#FFFFFF” text_text_color_last_edited=”on|phone” text_font_size_tablet=”35px” text_font_size_phone=”22px” text_font_size_last_edited=”on|phone” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

The insurance process can be confusing.<\/p>\n

That\u2019s why you have a dedicated concierge.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.2″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Account Hold & Security Deposits” _builder_version=”4.27.2″ _module_preset=”default” title_font=”||||||||” title_text_align=”center” title_text_color=”#000000″ title_font_size=”56px” title_font_size_tablet=”56px” title_font_size_phone=”35px” title_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.5em” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

As a standard part of your VS Luxury rental procedure, a security deposit, or account hold, will be required before a client is able to drive off in their vehicle of choice.<\/p>\n

It is always our goal to be able to return the funds to you in full after the reservation process is complete.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Option 1: Account Hold” _builder_version=”4.27.2″ _module_preset=”default” title_text_align=”left” title_text_color=”#000000″ title_font_size=”36px” background_color=”rgba(230,205,119,0.15)” custom_margin_tablet=”” custom_margin_phone=”||20px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”10px||0px|10px|false|false” title_font_size_tablet=”36px” title_font_size_phone=”26px” title_font_size_last_edited=”on|phone” border_color_all=”#e6cd77″ border_width_left=”4px” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.5em” global_colors_info=”{}”]<\/p>\n

The first option is putting a hold on your credit card.<\/span><\/p>\n

This will reserve part of your credit card.<\/span><\/p>\n

This is known as a pre-authorization\u00a0which is an industry standard. You\u2019ll also see this at gas stations, restaurants and other entertainment venues.<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Option2: Security Deposit” _builder_version=”4.27.2″ _module_preset=”default” title_text_align=”left” title_text_color=”#000000″ title_font_size=”36px” background_color=”rgba(230,205,119,0.15)” custom_margin_tablet=”” custom_margin_phone=”||20px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”10px||0px|10px|false|false” title_font_size_tablet=”36px” title_font_size_phone=”26px” title_font_size_last_edited=”on|phone” border_color_all=”#e6cd77″ border_width_left=”4px” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.5em” global_colors_info=”{}”]<\/p>\n

A security deposit of $2,000 – 15,000 depending on vehicle is required and will be transferred into the holding of VS Luxury for the duration of your reservation period. The security deposit is returned within 24 hours of the end of the reservation.\u00a0<\/span><\/p>\n

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Insurance seems like laborious paperwork,but is critical for a successful reservation. Your dedicated concierge will handle asmuch of the paperwork as possible on your behalf.Send your concierge a copy of your insurance card.We\u2019ll complete the needed paperwork with your insurance provider on your behalf.If there are any adjustments needed we\u2019ll prepare this with your insurance […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-220","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/vsluxurymotors.com\/index.php?rest_route=\/wp\/v2\/pages\/220","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vsluxurymotors.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vsluxurymotors.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vsluxurymotors.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vsluxurymotors.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=220"}],"version-history":[{"count":65,"href":"https:\/\/vsluxurymotors.com\/index.php?rest_route=\/wp\/v2\/pages\/220\/revisions"}],"predecessor-version":[{"id":2378,"href":"https:\/\/vsluxurymotors.com\/index.php?rest_route=\/wp\/v2\/pages\/220\/revisions\/2378"}],"wp:attachment":[{"href":"https:\/\/vsluxurymotors.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}